4 disadvantages of senior dental insurance
Seniors who are Medicare beneficiaries have their health insurance covered, more or less. Now, family members may wonder whether to purchase senior dental insurance for them, as it only covers a portion of dental procedures like root canals, fillings, and extractions. Going through dental plans and their pros and cons can help families make informed decisions. Here is what one needs to know about investing in a senior dental insurance plan and its disadvantages: Dental insurance – What it is Many consider dental insurance to be the same as health insurance or part of it. And while it is insurance for the teeth, there are some similarities and differences between these two types of insurance. Just like in health insurance coverage, there are factors like emergencies and other treatment-related expenditures that can be covered; in dental insurance, the coverage includes emergencies like injury to the tooth or getting an oral infection. However, one significant difference between dental and health insurance is the coverage provided under the policy and how this coverage works for individuals. Regular dental plans for seniors While dental plans vary from person to person, generally, the following are the only things covered under the dental plan for seniors: