8 things not covered by a home warranty

8 things not covered by a home warranty
For many homeowners, a home warranty is quite useful for protecting against unexpected mishaps. For instance, if an appliance suddenly breaks down or emergency plumbing leakage occurs, a home warranty plan can help save on the expenditure of repair and replacement. Yet, there are certain things that a home warranty does not cover. Being aware of these things will help a homeowner figure out whether a home warranty is a feasible option. Washer, dryer, and fridge Most home warranties offer coverage for several household appliances. But most standard plans often exclude refrigerators, washers, and dryers. If a homeowner wishes to get coverage for these appliances as well, they need to get enhanced coverage if their insurance provider offers it. Besides this, it is important to read the fine print in the warranty contract to ensure whether these appliances are included or excluded from the plan. Garage doors and tracks Typically, garage door openers are covered by most home warranty plans. It is the garage door and track that are not covered under home warranty plans. Similar to the washer and dryer, it is important to check the contract of the home warranty plan to ensure whether the garage door is included.

6 most common roofing mistakes to avoid

6 most common roofing mistakes to avoid
Roofing projects are complex, so they are better left to the pros. When a roof is not fixed or repaired correctly, it can risk extensive damage to the whole property and take away the house’s curb appeal. Furthermore, improper installation can lead to concerns like higher utility bills, ventilation errors, and dry rot. If a person still wants to go ahead and undertake the roofing project, they should avoid these six common mistakes. Placing new asphalt over the old layer Placing new asphalt over the previous layer is a big roofing mistake people should avoid when working on renovation plans. New over old might work out well for certain roofing systems, but it is usually the wrong way. Placing new asphalt over the old layer is illegal in some places and more expensive. When installers do this, they risk missing a problem in the old roof, which could lead to higher repair and replacement costs later. Additionally, this practice can lead to the roof structure shouldering more burden than it was designed to. So, individuals should first get the roof inspected and avoid applying a new asphalt layer over the old one. Installing a slate roof without researching While a slate roof demands little to no maintenance, replacing it can be tricky.

6 travel mistakes one can easily avoid

6 travel mistakes one can easily avoid
Traveling to different places to enjoy new traditions, cultures, and cuisines can be an endearing experience. However, it can be equally disastrous if one makes a mistake or overlooks certain travel-related aspects during the process. While some mistakes can be quickly resolved, some can be expensive, confusing, and time-consuming. Getting yourself stuck in difficult situations can lead to an unpleasant trip experience. Here are some common travel mistakes one can easily avoid: Overpacking Traveling is already an arduous task. The last thing one should have to do while on journeys is carry multiple heavy suitcases from one connected transport alternative to another. Heavy luggage bags, a consequence of overpacking, could leave travelers with aching shoulders and forearms by the end of the journey. As a result, some of the enjoyment of traveling (especially on holiday retreats) is taken away. To avoid this problem, one can carry a smaller bag with only the essentials needed for travel and stay. Carrying neutral clothing enables multiple travelers to reuse outfits, reducing the weight and space taken by clothes in the luggage. Overlooking passport issues Forgetting one’s passport before leaving home for the airport is one thing. However, looking past passport details such as expiration date, unutilized blank pages, and visa information before making a flight reservation is on another level.

6 common annuity mistakes and how to avoid them

6 common annuity mistakes and how to avoid them
An annuity is an insurance contract issued and distributed by financial institutions. Their objective is to pay out these invested funds to the investor in the form of a fixed income stream in the future. The investor can buy these annuities with a monthly premium or through a lump sum amount. This type of investment is usually done to get income in retirement years. However, here are some common mistakes people make with annuities. Not shopping around One of the biggest problems with purchasing annuities is that not enough people shop around before they commit to buying from one place. Annuities are known to be profitable for brokers because the commission can be as high as 10 percent in some cases, which means that the investor is paying a lot more than what they need to pay. However, there are many annuity shopping services through which one can invest directly, with no broker. Also, variable annuities are available through particular companies. So, one must explore the available options before making a decision. Choosing the wrong annuity There are four basic types of annuities: Fixed dollar amount – This gives an investor a fixed return on the investment, which is pre-decided and agreed upon.

7 Things to Avoid Doing on a Cruise

7 Things to Avoid Doing on a Cruise
A vacation on a cruise can be a wonderful experience, especially if you choose to go on a luxurious all-inclusive cruise. However, missteps can interfere with your vacation plans and make the trip less enjoyable. Further, avoidable lapses like overlooking safety measures and key guidelines can make the experience difficult. So, let’s discuss a few things you should avoid doing on a cruise so that you can make the most of your vacation. Skipping the safety briefing After boarding a cruise ship, the first thing you should do is attend the mandatory safety briefing. During this important meeting, the crew will explain the safety protocols, evacuation plans, and essential information about being onboard. In addition, the crew will let you know where the life jackets are and how to put them on during an emergency. This briefing is not just a formality; it is essential for your safety onboard. It is also important to take note of your muster station, a dedicated spot for an emergency, like a fire or a shipwreck. So, it is advisable to attend the safety briefing and pay attention to all instructions. It is also a good idea to familiarize yourself with the ship’s layout during the safety briefing.

8 ways to care for one’s car or truck

8 ways to care for one’s car or truck
Buying and maintaining a car is a huge responsibility that cannot be taken lightly. In addition to obtaining insurance and proper documentation, there are simple tips and tricks to ensure your vehicle remains well-maintained. This includes driving it properly, keeping the interior clean, maintaining engine efficiency, and more. Here are some ways to take care of your car or truck, ensuring it stays in good condition for a prolonged period. Drive with care Driving carefully means driving safely on the road and taking care of your car while driving. Do not overburden the engine by racing it during the start-up, even if it is cold outside. Always be gentle and follow the correct instructions. Make sure to accelerate slowly when starting the drive, which helps keep the engine less worn out. Also, when stopping at signals, keep the car gear neutral. Buy gas from a trusted source It is important to be cautious when choosing a gas station to fill up your car. There are some stations that do not regularly change their pump filters, which can lead to dirty gasoline that can harm your car’s engine. To avoid this, it is recommended to inquire with the gas station employee about their filter maintenance.

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6 Safest SUVs to Consider Buying in 2023

6 Safest SUVs to Consider Buying in 2023

Are you looking for a safe, reliable SUV for your family? Look no further. Some of the best SUVs for 2023 come with advanced technology, superior driver assistance features, and safety equipment. They can protect the driver and occupants in a collision and lower the impact of the crash. From luxury to budget-friendly options, there is something for everyone. So here are the safest SUVs you can find this year: Dodge Hornet The 2023 Dodge Hornet is a compact crossover SUV that prioritizes safety and reliability. The Hornet has advanced safety features such as forward collision warning, blind spot monitoring, rear cross-traffic alert, lane keep assist, and adaptive cruise control. The interior of the Hornet has premium materials and plenty of space for passengers and cargo. You also get an 8-inch touchscreen infotainment system compatible with Apple CarPlay and Android Auto. The Hornet is powered by a turbocharged 2.0-liter 268-hp engine and a six-speed automatic transmission. The SUV strikes a balance between power and efficiency and delivers good performance. You can look up “Local Dodge dealers near me” and find dealerships that sell the Hornet. You will be able to find great deals on new and used models at a local dealership.
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Top 7 beauty and fashion trends

Top 7 beauty and fashion trends

Fashion trends are dynamic and go through constant change and innovation. While some styles have remained timeless for decades, some trends fail to impress and disappear without making an impact. The approach to beauty today focuses on sustainability, minimalism, inclusion, and no cruelty. The trends in beauty and fashion quite naturally follow similar lines. Based on these factors, some of the top beauty and fashion trends in the coming year are as follows: Skincare The buzzword in the last couple of years has been minimalism, especially for skin care. Women prefer to use lesser products for their skincare routines. Utilizing a bevy of cosmetics for everyday skin nourishment and enhancement is time-consuming, overwhelming, and may affect the skin negatively. Skincare trends focus on improving skin health and reducing the negative impact of long-term use of skin-related products. This move hopes to reduce the overuse of skincare and control the damage caused by chemical products. Microbiome skincare is a new trend, featuring prebiotic and probiotic components that nourish the skin. Hybrid beauty Hybrid cosmetics combine multiple active ingredients that now work both as skin care products and as cosmetics. It reduces the time one spends on beauty routine and the number of products one needs to buy, saving money, effort, and time.
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